iA Participating Life Insurance (iA PAR) for business owners and self-employed
iA PAR Estate: Diversify Your Assets and Optimize Your Estate

iA PAR Estate is designed to meet the needs of business owners looking to optimize their estate value. This flexible permanent life insurance solution not only supports estate growth but also provides significant liquidity through the policy’s cash value.
It also offers robust financial protection against the loss of a partner or to ensure smooth succession. iA PAR Estate provides business owners with access to asset classes typically reserved for institutional investors.
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Disability Insurance for Business Owners and Self-Employed Professionals
‍Business owners and self-employed individuals hold a unique position, being responsible for their own livelihood and the survival of their business. But what happens if an accident or illness prevents them from working?
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Essential Insurance Needs for Business Owners
— Personal Income Replacement Insurance: To replace the business owner’s income in the event of disability.
— Business Overhead Expense Insurance: To cover business expenses and prevent bankruptcy until the business stabilizes.
— Individual Personal Loan Insurance: To cover the business owner’s personal loans.
— Corporate Loan Insurance: To cover the company’s loans.

iA Financial Group offers a comprehensive range of insurance products, including income replacement for business owners and self-employed individuals, business overhead expense coverage, and creditor insurance.